We’ll tell you a secret. Long-term disability companies don’t want to pay for your benefits. Okay, maybe if you’ve applied for long-term disability benefits before this isn’t a secret to you. But that’s where a disability lawyer comes in.
A disability attorney will help you secure the long-term disability benefits that you deserve. Being too sick or injured to work is stressful enough already. Keep reading to learn how you can find a disability lawyer that you can trust.
Should You Hire a Disability Lawyer?
Hiring a disability lawyer to help you secure disability benefits isn’t required. But having someone to help you navigate the litigation process can be very helpful. You’re also more likely to receive benefits if someone who specializes in long-term disability law represents you.
This is especially true if your benefits have already been denied by your long-term disability company (LTD). It’s in the LTD’s best interest financially to deny as many claims as possible in order to protect their bottom line. These companies don’t have to be impartial like the federal government does.
A disability attorney can also help you before you file a claim; you don’t have to wait until your benefits are denied. Good disability insurance lawyers will help you during the discovery phase of your claim and ensure that you get all the benefits you are entitled to. They can also help you prepare your claim before you send it to the LTD so you can have the best chance of getting benefits.
How Do I Know If I Can Trust My Disability Lawyer?
It’s a good start to choose disability insurance lawyers that specialize in long-term disability claims. Having an experienced team on your side that has a high approval rate for long-term disability cases is important. When you’re meeting with a potential disability attorney, you should also ask them how long they have been practicing this specific kind of law.
Even if a firm does have a high approval rate, you should be wary of lawyers who promise specific outcomes. Every case is different and even though your lawyers will do their best for you, they shouldn’t make you any promises about the outcome of your case.
Once you decide to hire a disability lawyer, you want to make sure that there is someone at the firm that will be available to talk to you and answer any questions that you might have. Even though you may not be able to talk to one of the partners regularly, you should make sure that you have a case manager or other support staff for your claim.
Need Representation for Your Long-Term Disability?
If you become injured or sick and need to file for long-term disability benefits, it’s in your best interest to hire a disability lawyer. The process of securing long-term disability benefits can be difficult if you don’t have any experience doing so.
Contact us or check in with our blog to learn how we can help you with your long-term disability claim.
